For brokers, insurers & owners

A dated record — before the claim, not after.

Renewal and pre-loss documentation for rural Ontario properties: what's present, what condition it's in, on what date. Objective, not evaluative — built to sit in an underwriting file, not a marketing gallery.

45.2167° N, 77.9333° W — based in Maynooth, ON
Why this matters

Rural properties are the ones nobody has current information on.

Municipal assessment rolls have errors, MLS listings inherit those errors, and mapping services have gaps. Often nobody has verified a rural property against physical reality since it was last sold — sometimes decades ago.

— 01

Renewal photo updates

A current, dated photo set for the rural policies that increasingly require one — without a city photographer's travel surcharge.

— 02

Pre-loss baseline

An objective record that exists before anything happens — the most valuable thing in a file at exactly the moment a claim comes in.

— 03

Documents, doesn't evaluate

Every note passes one test: does it observe, or does it evaluate? We record what's present and dated. Coverage and risk decisions stay with your underwriters.

— 04

Rural coverage, no surcharge

Bancroft, Maynooth, North Hastings, and the surrounding area — properties city-based vendors decline or charge extra to reach.

Scope of a visit

What ends up in the file.

Exterior & aerial

  • Roofline, chimney & flashing condition
  • Gutter lines, perimeter, tree overhangs
  • Property and neighbourhood context

Interior & systems

  • Room-by-room visual record
  • Systems present — wood stove, septic, well, propane, solar
  • Data-plate & serial capture on major mechanicals

What we flag, not assess

  • Anything calling for a certified trade or inspector — noted, not judged
  • No mechanical testing, no opinion on adequacy or safety
  • Full scope in the signed service agreement

Same packages as the general service: Aerial Only ($150), Standard ($275), Full Package ($425). See full pricing or the scope of service.

How it works

One visit, one dated record.

01 — Book

Send the address

By phone, email, or the contact form. We confirm timing and access within a day.

02 — Visit

On-site documentation

Aerial first, then interior and systems — observation only, nothing tested or certified.

03 — Record

Dated, organized delivery

Images and notes prepared for a file, not a listing — ready to attach to underwriting or a claim.

04 — Standing record

It doesn't end at delivery

Repeat visits build a dated history on the same property over time.

Have a rural property that needs a current file?